Holiday Travel: 7 Tips for the Best December Ever

With the holiday season around the corner, let’s talk about some travel tips that will make your 2020 holiday the best.

Whether you’re travelling from abroad to Nigeria or from Lagos to the East, these tips will guarantee you a stress-free trip to your destination.

Most of us are anticipating all the fun we are sure to have this period. We finally get to unwind from how overwhelming 2020 has been. Drinks, jollof rice, banger, party day and night, games and dancing – the fun never stops.

You’re probably wondering; ‘How can I make the best of it?’.

The only way you can get the chance to unlock this enjoyment is by following these simple holiday travel tips. So, let’s get right into it.

1. Stick to a Holiday Travel Budget

The holiday season is the time of the year when people spend a lot more than they plan to. Creating a budget helps you prepare well enough for the holiday and keeps you from overspending.

A lot of financial stress is caused by holiday spending. With a holiday budget, you can set limits on what you buy and still make the best of your holiday Click To Tweet

Deciding how much you can or should spend will put your mind at rest.

If you aren’t controlling or monitoring how much money leaves your account, it will affect you after the holiday season. At that point, you realize you don’t have enough to sustain you once the holiday is over.

2. Book Tickets Early for your Holiday Travel (One of the most important holiday travel tips ever!)

The holiday season is the period when travel companies take advantage of the rush by increasing ticket fees. Purchase your flight ticket early enough, don’t wait until the last minute to do so!

The added advantage of buying tickets early is that you get to save up.

If you have checked how much tickets cost by now, then you would have noticed prices go up already. Don’t wait for another week to go by before getting your ticket. That should be the next thing you do after reading this article.

Chances are that prices have gone up already and will keep going up as the holidays come closer.

3. Only Pack What You Need

You don’t want to end up with extra baggage. Most of us are especially fond of overpacking. It’s advisable to travel light this period.

Don’t end up packing 3 weeks’ worth of clothing if you only plan to spend 2 weeks. You can carry two extra outfits, just in case, but nothing more.

Travelling light is the best way to avoid paying extra fees for checking in your luggage on the flight. You don’t want to end up dashing your items off to Nigerian customs because you packed goods that they consider ‘illegal’.

4. Follow Covid-19 Travel Regulations

Corona is still outside. Travelling during a pandemic is a different experience from what we are used to. If you must travel, make sure you have all your safety essentials and that you’re following the travel guidelines.

The first thing you want to do if travelling internationally is to get a Covid-19 test done. Schedule an appointment at a testing site to get tested for the virus ahead of your travel. Take your result with you when travelling so you don’t get denied entry to the travel destination.

You’re advised to maintain distance from people when in public spaces. Also, wear your face mask or shield while on the travel bus or plane.

It is best to also travel early, so as to observe your 14 days quarantine before mixing with people you are visiting.

If travelling with children, disinfect spaces and pack alcohol-based wipes to clean their personal items. Whether travelling alone by air or road, it is important to also have an alcohol-based hand sanitizer with you.

5. Prepare a Travel Itinerary

Wherever your travel takes you, have an itinerary planned out for your vacation so you can make the best of your trip. Also, have back up plans for your itinerary in case things don’t go as planned.

If you’re travelling down to the East, make sure you visit family and friends you haven’t seen in a while to catch up and also enjoy the festivities of the holiday with your loved ones.

Book a budget-friendly hotel, visit all the cool spots in the country or state. Take pictures so you have memories from your trip. Find out what events or concerts are holding and have fun.

6. Prepare Ahead for Your Road Trip

Road trips are fun but it is important to stay safe if you’re going by road to your destination.

If you are booking a bus to travel with, make sure it is a verified transport company. Have a fully charged phone with a power bank so you can update those you are visiting. Click To Tweet

Pack a bag full of snacks. This way you don’t have to make unnecessary stops for food and you get to save money. If you have to buy food on the road, make sure it’s safe and hold enough cash.

Also, if you’re the one driving, make sure your car is in good condition for the long trip. Get enough fuel in your car tank before you start your trip.

7. Don’t Travel on Busy Travel Dates

Avoid travelling on the top travel dates of the holiday season. Out of all the travel tips, this one will save you a lot of trouble this holiday.

Christmas eve is the worst day to travel because a lot of people book flights for that day, so they can reach their destination in time for celebrations.

The best way to avoid the rush that comes with the holidays is to get your Christmas shopping done early.

Lastly, buy gifts, clothing, shoes, and other items you need to make your holiday more enjoyable as early as you can. Prices will go up this season.

Be sure to share with anyone travelling this period.

You can also read up on other interesting articles if you liked this.


Jumia Black Friday Hack: All You Need to Know for Amazing Deals

Do you want to know how to snag the best deals on Konga or Jumia Black Friday? No worries, I’m here to help you with that.

November is universally recognized as the discount season of the year when coveted products are sold at lower prices. From Black Friday to Cyber Monday, great deals can be found everywhere.

If you don’t already know, Black Friday is the day after Thanksgiving in the United States. It is a period when retail stores and companies slash their prices and give ridiculous discounts to get more customers.

It is the busiest shopping day of the year and it opens up the holiday season.

In Nigeria, stores like Jumia and Konga kick off the discount season with attractive Black Friday deals, saving the best for the 5th Friday of November (Black Friday itself)

This year, like every other year, Nigerians are wasting no time shopping for all the cool stuff they want at low prices and to get in on the action here’s all you need to know!

1. Make Sure the Jumia Black Friday Discounts are Legit

Real price dey disguise

Some product prices are not as discounted as they seem. Vendors hide under the guise of Black Friday sales by tagging their products at 50% or 80% less without actually lowering the price.

Be sure to compare product prices with other vendors before making your purchase to get the best deals.

Doing a bit of research before making a purchase prevents you from buying products at their actual price as discounts vary from vendor to vendor. 

2. Check Reviews and Ratings

Avoid Scams

When shopping, check for reviews and ratings as they go a long way in showing how reliable a vendor is. Product reviews from previous customers give you an idea of what to expect when purchasing from vendors. 

Be sure to scan through the reviews on products to weigh the positive and negative reviews. Positive reviews are more likely to put you at rest and give a sense of trust towards the vendor, especially if there aren’t any bad reviews.

However, the length and tone of reviews tend to give off whether the review is real or fake.

When checking out online reviews for Black Friday, stay clear of 3-6 line reviews that don’t go into details about the product or use one-word adjectives to describe a product. Click To Tweet

Ratings are also a great way of spotting honest deals. Some reviewers don’t have a personal interest or might be attempting to downgrade the product without having purchased it. Don’t pay attention to their reviews.  

3. Don’t Let Jumia Black Friday Treasure Hunts Stress You

They can be fun but are they worth the stress?

Every year, for Jumia Black Friday, the brand organizes online treasure hunts for customers to search for hidden products like iPhones in another product category and they are usually about 99% off the actual price.

It’s a fastest fingers game where the first person to find the product and place their order takes it. 

This can be time-consuming as you have to go from one product category to another to search for the item. Chances are that you might not find the item either because someone already found it or it simply doesn’t exist.

Don’t waste your time on treasure hunts, save yourself the headache that comes with treasure hunts by buying the product at a discounted price if you can afford to.

4. Don’t Let Timers Pressure You into Buying Items You Don’t Need

No dey lose focus

There’s nothing more exciting than buying products at discounted prices. It can be really tempting to buy things you don’t need, especially on Black Friday. That’s why it’s very important to stick to what you intend to buy based on your budget and priorities.

Nigerians love to window shop. It’s easy to want to surf through the Jumia site and spot items that you don’t need. If you already have a list of items you want to buy; follow through with it by searching for the products on the Jumia search box. Deals and promotions tend to pop up on the internet because websites use cookies to track sites you’ve already visited.

For instance, Instagram shows sponsored ads of shoes or Iphones from online stores you might like. This is because you probably searched for that product once before.

The best way to dodge sponsored ads and targeted offers during Black Friday is to shop in incognito mode. Click To Tweet

To avoid spending above your limit, set aside a budget. This helps you stay clear of buying unnecessary items you won’t need or use. 

5. Shop Familiar Brands

The devil you know…

As much as Jumia and other online stores are offering discounts on their products – you should take note of brand names before going through with your order.

Not a lot of people know this but Black Friday is the time when online stores try to get rid of goods or products that have been in their warehouse for a long period of time. Click To Tweet

Most of these products are from inferior brands, this is why you should look out for brand names to make sure they are trustworthy brands. 

What brands should you look out for? When you think of electronic appliances like iron, brands like Philips, Binatone, and Kenwood come to mind.  It’s the same way people associate Colgate and Closeup with toothpaste. There’s a great level of satisfaction when you purchase from recognized brands.

If you have to shop from an unfamiliar brand, be sure to do some research beforehand. So you don’t end up having regrets or returning your purchase.

These shopping secrets will certainly help you get the best deals and have a stress free Black Friday on Jumia.

So tell us, which of these Black Friday hacks have you used before?

If you enjoyed this article, come back to check out more here. Don’t forget to share!


Inflation Rate in Nigeria: Why it Should Bother You

No thanks to the inflation rate in Nigeria; people now consider onions and tomatoes luxury items. Last year, a lot of Nigerians even started referring to onions as the new gold.

Despite the effect of inflation in our lives, a lot of people do not understand what it is.

This is why we are here, to break down inflation and help you understand what it means to you.

What is Inflation?

Inflation is the general rise in the prices of goods and services of an economy over a period.

Countries use the Consumer Price Index (CPI) to calculate the inflation rate and identify periods of inflation.

The CPI measures the average cost of goods and services to track the rise (inflation) and fall (deflation) of prices.

In 2020, the CPI recorded an inflation rate spike in Nigeria that took the rate from 14.89% in November to 15.75% in December.

Nigerians spend a lot of money on food. The food category currently leads the Consumer Price Index as prices of goods like onions, turkey, tomato paste, rice are now ridiculously expensive. Click To Tweet

In December, the Governor of the Central Bank of Nigeria (CBN) said that the inflation rate is expected to begin to moderate by the first half of 2021.

Why You Should Care About The Inflation Rate in Nigeria

An average Nigerian's salary has no value in inflation. This means that if you were earning 300,000 naira in 2018, it has less value in 2021. Click To Tweet

Inflation reduces the purchasing power of a currency and the number of goods and services per unit it can buy. Take tomatoes, for instance, some months back before the inflation rate increased, a sachet of tomato cost 50 naira. Today, the price is now about 150 naira.

This is as a result of low harvest in farms, scarcity of raw tomato, and other factors. So, as the production of goods reduces, prices go up. This affects Nigerians because not a lot of families can afford to buy tomatoes at a higher price point.

Other factors that have contributed to inflation is the closure of borders, flooding in major food-producing areas, and insecurity in the nation as farmers are afraid to go farming.

Inflation can also have a major impact on your lifestyle. Yes, lifestyle inflation exists. If you love all the fine things in life, imagine not being able to afford them because of inflation. That’s what a lot of people are currently facing.

You can no longer afford to buy those brands you love because the naira is worth nothing next to the dollar.

Since your lifestyle is determined by your income and expenses, if you have a high standard of living but low income, it’s impossible to live up to that standard except you are borrowing or taking loans which will be expensive.

The inflation rate has also made a major impact on transportation, medical services, pharmaceutical products, and so on as prices continue to increase.

The increase in transportation price is majorly due to the spike in fuel price. There has also been a rise in the demand for flight tickets with people travelling during the festive period.

What You Can Do

It is best to start a savings plan now as inflation is set up to work against you. Your money should be saved up in a high-interest savings account that can lessen the effect of inflation and help you lose less overtime.

Another way to beat inflation is to invest in stocks, dollars, mutual funds, or any other way that your money will have more interest or profit.

If you aren’t comfortable putting money in high-risk investments, putting your money in a saving plan with low interest that is higher than the inflation rate is another approachable way.

This will keep you from running at a loss. Consider your short or long-term goals when making this decision.

Finding other streams of income that would help you increase your passive income in the long run, is another route to consider.

Comment and share if you found this article useful. You can also read more articles on the blog to stay up to date and improve your financial knowledge.